Ghanaian Women, Make Your Own Money Before Life Teaches You Why
Dear Ghanaian Women,
Unless your husband is what we’d call a full Odogwu — unshakable, wealthy, and always ten steps ahead — you might want to sit with this message.
But if he’s not, let’s talk.
Please, make your own money.
It’s painful to see a woman become helpless just because her husband’s business dipped. The same woman who should be the family’s backup ends up asking for help from church members or old classmates.
Even when your husband tells you “we’re okay,” and you know deep down that you’ve barely scraped by, don’t ignore that quiet discomfort.
Learn something.
Do something.
Earn something.
Even if it’s small, let it be consistent.
Because when things go south — and they do — a woman who can’t stand in becomes another weight the man has to carry. That’s not what love is meant to be.
When your marriage becomes your power team
Here’s something from my own life.
SGM — my wife — sends me what she calls her “fuel money” every month. I didn’t ask. It’s not a demand. It’s just her way of saying, “Thank you for leading.”
And yes, she sent me this month’s fuel money already.
She might find a clever way to collect it back — and she always does — but it was given with love, and I respect that.
Let me also say this clearly: if your husband helped you rise, funded your business, or carried you when you had nothing, he is your priest. That’s the man you tithe to, not your pastor. Facts only.
Marriage isn’t “his money is ours, but my money is mine.” That mindset is a lie we need to bury.
Once you marry, your income becomes backup fuel. It’s what keeps the engine running when one part shuts down.
There was a time I couldn’t complete our rent. And do you know what happened?
SGM stepped in — quietly.
She didn’t go live on TikTok or tell BBC that she paid rent because her husband’s business was struggling.
That’s what true partnership looks like.
She’s not just my wife — she’s my silent reinforcement.
But she couldn’t do that if I never helped her find her feet.
Build a home where your wife can hold it down too
If you own two shops, let your wife manage one. If she’s a graduate and you’re not, use her skills — don’t resent them.
Let her handle operations. Make her your manager. Even pay her a salary so she treats the role with full commitment.
You may find out she’s the exact breakthrough your business needed.
Don’t raise a household where, if the man falls, everyone starts begging.
Me? I sleep well at night — because I know SGM has me.
That’s what I want for every Ghanaian man reading this: a marriage rooted in true partnership, not dependency.
This generation doesn’t need more entitled spouses. It needs allies. Co-builders. People who step up when life steps on us.
I’ve said my piece.
Ewieye.
Take This to Heart:
Empower your wife. Empower your home. And to every Ghanaian woman — don’t wait until crisis teaches you the value of having your own money. Start now.
